Clerkie - Dec 17, 2021 · Clerkie, a debt and money assistant, is one of those partners empowering Dashers to keep more of their hard-earned cash. We know many of you have big financial goals, from short-term stability to long-term purchases. Thankfully, there are many ways a free six-month Clerkie Premium+ membership through our partnership can help:

 
CB Rank (Person) 10,904. Primary Job Title CEO and Co-Founder. Primary Organization. Clerkie. Location San Francisco Bay Area, California, United States. Regions West Coast, Western US. Gender Male. LinkedIn View on LinkedIn. Guy Assad is the Co-Foundr and CEO at Clerkie.. Ont to las vegas

Apr 18, 2023 · Clerkie, a startup providing debt repayment and optimization tech to lenders, has raised $33 million in Series A funding from Left Lane Capital, the company tells Axios exclusively. Why it matters: As more people fall behind on bills due to rising interest rates, Clerkie technology helps borrowers get out of debt and helps lenders reduce ... Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app Make the most of this debt payoff planner to boost your credit scores and get out of debt free.Jul 21, 2016 · Debt Payoff Planner & Tracker. OxbowSoft LLC. See also: Top 10 Apps like Debt Payoff Planner & Tra. Free. ★★★★★. ★★★★★. 3397 votes - Finance - First release: 2015-11-04T04:24:47Z. The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Get in touch and give your borrowers a simpler way to manage their payments. Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar. Clerkie, San Francisco-based company announced this week that it has raised $33 million in a Series A funding round — led by Left Lane Capital, with participation from Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures, and Vestigo Ventures.This brings Clerkie’s total funding to $41 million, following a $6 …San Francisco-based start-up Clerkie, which operates an AI-led financial automation platform, has raised $33 million in Series A funding. Clerkie raises $33m …Clerkie is a free app that helps you borrow money, budget, and pay off your credit cards and student loans faster. You can also find personalized loans, credit card …Offices in New York and London. The Left Lane team are entrepreneurs, just like the people and companies they back. They are focused on building the preeminent technology investment firm and willing to do whatever it takes to help their portfolio companies succeed. Offices in New York and London. The Left Lane team works closely with us and are ... Clerkie is a dedicated financial coach that has helped over 3M Americans achieve their financial goals. Our platform couples access to dedicated human financial specialists with a series of innovative, proprietary tools that automatically negotiate outstanding debts, including student loans, credit cards, and medical debts, and help people on their journey to financial stability. Mar 5, 2024 · Clerkie is a free app that helps you borrow money, budget, and pay off your credit cards and student loans faster. You can also find personalized loans, credit card offers, and home loan options based on your credit profile and needs. View Sebastian Wigström’s professional profile on LinkedIn. LinkedIn is the world’s largest business network, helping professionals like Sebastian Wigström discover inside connections to ...The initial interview was standard and received an assignment afterwards. The assignment felt more like a deliverable rather than an assessment of my skill. Reviewing what other interviewees have said about Clerkie, this seems to be a pattern for them. They also ghosted me after handing in my assignment. Continue Reading I bought my Clerke First revolver new-in-the-box off gunbroker.com for $99. The gent from whom I purchased the gun said he bought three of them on a whim several decades back for $20 apiece. Dealer cost in the early ’70s was $15. The side of the box sports three check boxes for .32 S&W, .22 LR and Starter Pistol. I'm looking forward to participating in this Clerkie-sponsored AccountsRecovery.net webinar on Wednesday, Aug 2, 2023 @ 1pm ET: "Too Many Sticks, Not… Shared by George SmithNow you can stay on track with Clerkie, a debt and money assistant. With the new year approaching, our goal is to help Dashers meet theirs. And to do that, we strive to make dashing the best gig available, …I am a tech-savvy, customer-centric leader with a proven track record in problem-solving and decision-making. My agility allows me to develop, implement, and execute action plans effectively ...See tweets, replies, photos and videos from @clerkie Twitter profile. 20K Followers, 2K Following, 30K Tweets. director @maryvillegg | bod @voicecollegiate | bod @nacestarleague | fmr gm eunited, owner enemyClerkie, a San Francisco, CA-based AI-powered financial automation platform, announced that it raised $33 million in Series A funding, bringing its total raised to $41 million. The round was led by Left Lane Capital with participation from Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures, and Vestigo …Clerkie-cli is a terminal tool that uses an LLM to help debug and troubleshoot coding errors in any programming language. It offers explanations, suggested fixes, guidance, … At Clerkie, our solutions are built on cloud-native, elastic architecture for ease of implementation and integration. Our partners are adding light-weight, modular tools that are super-charging ... Jul 21, 2016 · Debt Payoff Planner & Tracker. OxbowSoft LLC. See also: Top 10 Apps like Debt Payoff Planner & Tra. Free. ★★★★★. ★★★★★. 3397 votes - Finance - First release: 2015-11-04T04:24:47Z. The Debt Payoff Planner app is the simplest way to stop feeling overwhelmed and start having a specific, step-by-step plan for paying off your loans. Clerkie launched in 2018 and has significant financial backing from leading financial and venture institutions like Citi, Left Lane Capital, Wellington Ventures, Flourish Ventures, and Vestigo Ventures. Culture: Every day, we obsess about how we can provide the best possible experience and outcome for our users. Our goal is to create a lasting ...Mar 01, 2024 - Clerkie is hiring a remote Business Strategy and Operations. 💸 Salary: competitive salary + equity. 📍Location: USA. Company overview: Hi 👋 we’re Clerkie, a fintech startup based in SF. We’re a team of nearly 30 spread across the country, and we’re on a mission to help Americans get out of debt. Clerkie is a dedicated financial coach that has helped over 3M Americans achieve their financial goals. Our platform couples access to dedicated human financial specialists with a series of innovative, proprietary tools that automatically negotiate outstanding debts, including student loans, credit cards, and medical debts, and help people on their journey to financial stability. Clerkie’s app is free to download. Clerkie’s business model is based on high-quality referrals that find the best solutions to address users’ specific needs—an approach that has been proven to boost consumer trust and is gaining traction amongmanyfintech companies. Clerkie's app is currently available to iOS users and can be downloaded ... Clerkie Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar. Cleerline SSF™ Fiber Optic Technology is a safe bet for your installation – and we’ve had the projects to prove it. In our case study with Advantage Electric, Cleerline SSF™ fiber provided the solution to upgrade the Westgate Las Vegas Hotel. This major project – involving 3,000 guest rooms and 225,000 square feet of conference space ...Mar 01, 2024 - Clerkie is hiring a remote Business Strategy and Operations. 💸 Salary: competitive salary + equity. 📍Location: USA. Company overview: Hi 👋 we’re Clerkie, a fintech startup based in SF. We’re a team of nearly 30 spread across the country, and we’re on a mission to help Americans get out of debt.Clerkie-cli is a terminal tool that uses an LLM to help debug and troubleshoot coding errors in any programming language. It offers explanations, suggested fixes, guidance, alternative approaches, and code examples.Free and open company data on California (US) company CLERKIE MONEY LLC (company number 201834010050), 619 7TH ST SAN FRANCISCO CA 94103. Changes to our website — to find out why access to some data now requires a login, click here. The Open Database Of The Corporate World. Search. Companies OfficersHere's more information the developer has provided about the kinds of data this app may collect and share, and security practices the app may follow. Data practices may vary based on your app version, use, region, and age. Learn moreClerkie, a San Francisco, CA-based AI-powered financial automation platform, announced that it raised $33 million in Series A funding, bringing its total raised to $41 million. The round was led by Left Lane Capital with participation from Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures, and Vestigo …History. Created: 2019-11-13. Disbanded: 2022-07-19. eUnited was an American esports organization with teams in multiple games.The first months went well with the subscription of total €277,- per month. Since July 2023 went it up to almost €800,- per month because recommendations up and search up increased that month. The price is not reasonable anymore. Just to beware before you guys want to work with clerk.io.Clerkie Jul 2023 - Present 10 months. Texas, United States Senior Advisor & Product Champion Geels Norton Feb 2023 - May 2023 4 months. Texas, United States ... 4.9 • 4.8K Ratings. Free. iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app. Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar.CB Rank (Person) 10,904. Primary Job Title CEO and Co-Founder. Primary Organization. Clerkie. Location San Francisco Bay Area, California, United States. Regions West Coast, Western US. Gender Male. LinkedIn View on LinkedIn. Guy Assad is the Co-Foundr and CEO at Clerkie.Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ...Clerkie’s debt automation platform is needed more now than ever and enables a true win-win outcome for lenders and borrowers alike.” About Clerkie. Clerkie is an AI-powered financial automation platform that is purpose-built to help over 100 million Americans ease their debt burden.Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar.See tweets, replies, photos and videos from @clerkie Twitter profile. 20K Followers, 2K Following, 30K Tweets. director @maryvillegg | bod @voicecollegiate | bod @nacestarleague | fmr gm eunited, owner enemyClerkie, San Francisco, California. 8,357 likes · 449 talking about this. The easiest way to find the money you need, get out of debt and get your...Clerkie is an equal opportunity employer and values diversity in the workplace. We encourage individuals from all backgrounds to apply. Note: Applicants must be authorized to work for ANY employer ... Clerkie-cli is a terminal tool that uses a large language model (LLM) to provide suggestions and assistance when you encounter errors in your code. It is designed to help developers of all skill levels improve their productivity and efficiency by providing them with quick and accurate solutions to common coding problems. Clerkie is an equal opportunity employer and values diversity in the workplace. We encourage individuals from all backgrounds to apply. Note: Applicants must be authorized to work for ANY employer ... 4.9 • 4.8K Ratings. Free. iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app. Business Checks, Deposit Slips, and More. Order business & computer checks. Look up the status of your order. Order deposit tickets, stamps and other supplies. Contact customer service via chat, phone or email.View Sebastian Wigström’s professional profile on LinkedIn. LinkedIn is the world’s largest business network, helping professionals like Sebastian Wigström discover inside connections to ...Play DJ Clerkie and discover followers on SoundCloud | Stream tracks, albums, playlists on desktop and mobile. On Mon, Sep 13, 2021 at 3:30 PM Clerkie Support Team support wrote: Hi Ryan, You’ve reached the Clerkie Support Team. My name is Josh, I’ll be assisting you with your account deletion today. First, on behalf of the Clerkie Support Team, we’re very sad to see you go and are incredibly disappointed in ourselves for failing to meet your ... Clerkie-cli is a terminal tool that uses a large language model (LLM) to provide suggestions and assistance when you encounter errors in your code. It is designed to help developers of all skill levels improve their productivity and efficiency by providing them with quick and accurate solutions to common coding problems. Clerkie is a dedicated financial coach that has helped over 3M Americans achieve their financial goals. Our platform couples access to dedicated human financial specialists with a series of innovative, proprietary tools that automatically negotiate outstanding debts, including student loans, credit cards, and medical debts, and help people on their journey to financial stability. Free and open company data on California (US) company CLERKIE MONEY LLC (company number 201834010050), 619 7TH ST SAN FRANCISCO CA 94103. Changes to our website — to find out why access to some data now requires a login, click here. The Open Database Of The Corporate World. Search. Companies OfficersClerkie is a fintech that provides debt repayment and optimization technology for lenders and borrowers. It aims to help struggling American families avoid … 4.9 • 4.8K Ratings. Free. iPhone Screenshots. Clerkie helps you with smart loans and makes it easy to budget, manage money, and pay off credit cards and student loans faster. Clerkie members have an average lifetime savings of $5,300. It’s the SAFE, FAST, and FREE money app. Apr 23, 2023 · Clerkie - a leading AI-powered financial automation platform - announced it raised $33 million in Series A funding led by Left Lane Capital with participation from other notable investors including Wellington Management Company, Flourish Ventures, Citi Ventures, CMFG Ventures and Vestigo Ventures. And fintech visionaries David Velez (founder of Nubank) and Tom Proulx (founder of Intuit) also ... Clerkie wants to be your trusted assistant for personal finances. The app is simple to use and takes a holistic approach to personal finance. It provides tools for budgeting, gives recommendations based on your spending habits, pays bills, surfaces recurring charges, and alerts you when you get hit with a fee or go over budget. ...Mar 5, 2024 · Clerkie is a free app that helps you borrow money, budget, and pay off your credit cards and student loans faster. You can also find personalized loans, credit card offers, and home loan options based on your credit profile and needs. May 2023 - Jul 2023 3 months. Singapore. As a Full Stack Developer at Appvantage, my role encompasses all stages of software development, from ideation and design through final testing and launch ... Basic Information. Headquartered in San Francisco, California, Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. Clerkie uses conversational AI to build in ... Clerkie accelerates its mission to democratize financial wellness for everyday Americans through automationSAN FRANCISCO, April 18, 2023 /PRNewswi...Guy Assad Current Workplace. Guy Assad has been working as a Chief Executive Officer at Clerkie for 5 years. Clerkie is part of the Business Services industry, and located in California, United States. Clerkie.Clerkie-App. Product Actions. Automate any workflow Packages. Host and manage packages Security. Find and fix vulnerabilities Codespaces. Instant dev environments Copilot. Write better code with AI Code review. Manage code changes Issues. Plan and track work Discussions. Collaborate outside of code ...May 21, 2019 · Clerkie Raises $2M in Seed Funding Clerkie, a San Francisco, CA-based AI-powered financial assistant, raised $2M in seed funding. Backers included Flourish, a venture of The Omidyar Group focused on backing impact fintech globally, and angel investors. Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ... Clerkie launched in 2018 and has significant financial backing from leading financial and venture institutions like Citi, Left Lane Capital, Wellington Ventures, Flourish Ventures, and Vestigo Ventures. Culture: Every day, we obsess about how we can provide the best possible experience and outcome for our users. Our goal is to create a lasting ...Clerkie-cli is a terminal tool that uses an LLM to help debug and troubleshoot coding errors in any programming language. It offers explanations, suggested fixes, guidance, …SAN FRANCISCO, April 18, 2023 /PRNewswire/ -- Clerkie, the leading AI-powered financial automation platform, today announced its $33M Series A round led by Left Lane Capital …Business Checks, Deposit Slips, and More. Order business & computer checks. Look up the status of your order. Order deposit tickets, stamps and other supplies. Contact customer service via chat, phone or email.Mar 27, 2024 · In 2016, Guy Assad, the 39-year co-founder and CEO of Clerkie, a San Francisco-based AI-powered financial planning platform, was working at McKinsey & Company when his father was diagnosed with ... Get Started in 2 Minutes (And Borrow up to $250) >>> Check Out Cleo’s Sass 👈 #6 – Brigit: Use ‘Instant Cash’ to borrow up to $250 in fee-free overdrafts. Brigit offers instant cash advances between $50 and $250 per pay period. 10 With more than 4 million downloads, you’ll often find Brigit ranking on the App Store and Google Play as one of the most …2 jobs. Product. 2 jobs. People also viewed. Clerkie is hiring! See 4 jobs in December 2023! Apply to the latest jobs with a single profile and get in touch with hiring managers directly. Learn about salary, equity, work-life balance, perks, benefits, and company culture! Liked by Daniel Clerke. Experienced esports manager with a demonstrated history of working in higher education. Accrued over $5mm in prize winnings from teams recruited and managed at the ... Feb 7, 2024 · • Clerkie is secured using SSL 256-bit encryption—the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored Today is the day to stop feeling overwhelmed, get the simplest step-by-step plan to start paying down debt. I am a tech-savvy, customer-centric leader with a proven track record in problem-solving and decision-making. My agility allows me to develop, implement, and execute action plans effectively ...Clerkie Jul 2023 - Present 10 months. Texas, United States Senior Advisor & Product Champion Geels Norton Feb 2023 - May 2023 4 months. Texas, United States ...Clerkie is headquartered in San Francisco, 619 7th St, United States, and has 1 office location.10. PayActiv. The final app on our list of best advance cash apps like Dave is PayActiv. Like DailyPay and Even, it is also aimed at employers who can use the service to offer their employees early access to their wages. However, folks whose employers aren’t enrolled in Payactiv can also use its services.Clerkie : r/doordash_drivers. r/doordash_drivers • 3 yr. ago. by codyrocks1967. View community ranking In the Top 1% of largest communities on Reddit.Clerkie-cli is a terminal tool that uses an LLM to help debug and troubleshoot coding errors in any programming language. It offers explanations, suggested fixes, guidance, alternative approaches, and code examples.Clerkie is headquartered in San Francisco, 619 7th St, United States, and has 1 office location.Clerkie of Californina operates as a software company. The Company provides AI-powered financial assistant which helps in paying a phone bill, updating account information, moving a payment ...Clerkie | 1,393 followers on LinkedIn. Democratizing financial wellness using AI. Giving you the financial answers you need anywhere, anytime, for free | Only 24% of Americans are considered financially literate and an estimated 60% of Americans want a financial plan but can't afford it. Clerkie is an AI Financial Planner for the 123M underserved Americans …Yes. Clerkie Payoff Debt Bills Fees is a totally legit app. This conclusion was arrived at by running over 4,787 Clerkie Payoff Debt Bills Fees User Reviews through our NLP machine learning process to determine if users believe the app is legitimate or not. Based on this, Justuseapp Legitimacy Score for Clerkie Payoff Debt Bills Fees Is 74.3/100..Clerkie of Californina operates as a software company. The Company provides AI-powered financial assistant which helps in paying a phone bill, updating account information, moving a payment ...Designer | Learn more about Doyoung Lee's work experience, education, connections & more by visiting their profile on LinkedInI am a tech-savvy, customer-centric leader with a proven track record in problem-solving and decision-making. My agility allows me to develop, implement, and execute action plans effectively ...Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ...Under the California Consumer Privacy Act, as a resident of California, you have the right to:

• Clerkie is secured using SSL 256-bit encryption—the same security protocol that banks use - to ensure that your sensitive personal information is fully encrypted and securely stored Today is the day to stop feeling overwhelmed, get the simplest step-by-step plan to start paying down debt. Your debt payoff planner and calculator erases .... Paris to athens

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Clerkie launched in 2018 and has significant financial backing from leading financial and venture institutions like Citi, Left Lane Capital, Wellington Ventures, Flourish Ventures, and Vestigo Ventures. Culture: Every day, we obsess about how we can provide the best possible experience and outcome for our users.Clerkie is an AI-powered assistant that aims to help the millions of Americans living paycheck-to-paycheck improve their financial health by providing them with real-time answers and actionable ...clerkie: Dan Clerke General Manager 2016-05-?? Burns: Matthew Potthoff General Manager 2016-06-?? Former . Former Organization ID Name Position Join Date Leave Date New Organization m1cks: Joshua Micks Analyst 2019-05-15 2019-10-23 : …Clerkie automatically submitted settlement offers, now things are unsettlingly different on my reports comments. r/CRedit. r/CRedit. CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood.10. PayActiv. The final app on our list of best advance cash apps like Dave is PayActiv. Like DailyPay and Even, it is also aimed at employers who can use the service to offer their employees early access to their wages. However, folks whose employers aren’t enrolled in Payactiv can also use its services.Clerkie has raised a total of. $41M. in funding over 3 rounds. Their latest funding was raised on Apr 18, 2023 from a Series A round. Clerkie is funded by 9 investors. Left Lane Capital and TruStage Ventures are the most recent investors. Unlock for free. Meet Clerkie, your reliable debt and money assistant. Clerkie helps you get out of debt and builds your credit by negotiating up to 70% off your debt. Get answers to your money questions, save money, and manage your budget so you can stretch every dollar. Liked by Daniel Clerke. Experienced esports manager with a demonstrated history of working in higher education. Accrued over $5mm in prize winnings from teams recruited and managed at the ... Clerkie’s embedded software solution provides a win-win for borrowers and lenders alike. Borrowers reduce debt and avoid delinquencies by using Clerkie’s automated debt repayment tool that can increase FICO scores by an average of 113 points. Its hardship assistance program can also reduce consumer debt burdens by as much as 70%. Clerkie launched in 2018 and has significant financial backing from leading financial and venture institutions like Citi, Left Lane Capital, Wellington Ventures, Flourish Ventures, and Vestigo Ventures. Culture: Every day, we obsess about how we can provide the best possible experience and outcome for our users. by Kay Aloha Villamor in Series A April 19th, 2023. Clerkie, a San Francisco, CA-based AI-powered financial automation platform, announced that it raised $33 million …I'm looking forward to participating in this Clerkie-sponsored AccountsRecovery.net webinar on Wednesday, Aug 2, 2023 @ 1pm ET: "Too Many Sticks, Not… Shared by George Smith Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie uses conversational AI to build in-depth financial knowledge graphs that provide ... Clerkie is a dedicated financial coach that has helped over 3M Americans achieve their financial goals. Our platform couples access to dedicated human financial specialists with a series of innovative, proprietary tools that automatically negotiate outstanding debts, including student loans, credit cards, and medical debts, and help people on their …Clerkie | 1,393 followers on LinkedIn. Democratizing financial wellness using AI. Giving you the financial answers you need anywhere, anytime, for free | Only 24% of Americans are considered financially literate and an estimated 60% of Americans want a financial plan but can't afford it. Clerkie is an AI Financial Planner for the 123M underserved Americans …Top 10 Apps like Tally: Pay Off Debt Faster. Free. ★★★★★. ★★★★★. 19610 votes - Finance - iOS 14.0&up - First release: 2017-02-16T18:11:35Z. Tally is the first automated debt manager. Tally makes it easier to save money, manage credit cards and pay down balances faster.Clerkie Nov 2023 - Present 6 months. Software Development Engineer Amazon Web Services (AWS) Jun 2022 - Nov 2023 1 year 6 months. Arlington, Virginia, United States ...Clerkie, San Francisco, California. 8,357 likes · 449 talking about this. The easiest way to find the money you need, get out of debt and get your...Hi 👋 we’re Clerkie, a fintech startup based in SF. We’re a team of nearly 30 spread across the country, and we’re on a mission to help Americans get out of debt. The consumer debt crisis is at an all-time high ($17T) and most Americans live paycheck-to-paycheck. When people fall into debt, it’s typically driven by scenarios outside of their control, and for ….

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